City or Agency |
Program Description / Contact Information |
| AmeriDream California | |
| California Housing Finance Agency | California Housing Finance Agency offers below-market interest rates on first mortgages and down-payment assistance through specific lenders. Information: or (916) 322-3991. |
| CAR Sponsored | "Steps to the American Dream" Financing Information |
| CASA | Community Assisted Shared Appreciation Program Hotline: 888-403-2272 |
| CalHFA | HiCAP Loans-$25,000 dererred repayment loans-CHAP-LoansExtra Credit Teachers Home- Purchase Program-Multifamily and Mortgage-Insurance Programs - 916-322-3991 |
| City of Campbell | Campbell Redevelopment Agency City Hall - Lower Level 70 North First Street, Campbell, California 95008 at 408.866.2137 |
| City of Cupertino | Cupertino Community Services |
| Los Gatos | Los Gatos Housing Program |
| City of Morgan Hill | |
| City of Mountain View | |
| City of San Jose-Dept of Housing | View and Print the First Time Homebuyers' Quick Reference Guide from the City of San Jose - Department of Housing |
| City of Santa Clara | Obtain information about the City of Santa Clara's First Time Homebuyer's Financing Program Stephanie Gutowski - (408) 615-2490 Its SuperFlex program provides a first and second mortgage together. The deferred-payment, reduced-rate second lowers the amount of mortgage insurance and provides funds toward down payment or closing. Click here for more information or call (408) 299-5142. |
| City of Sunnyvale | |
| Fannie Mae and Freddie Mac | Home buying basics information booklet |
| HomeBricks | HomeBricks helps catalog below-market-rate homes for sale for moderate and low-income buyers. Information: (510) 588-5152. |
| Housing Clearinghouse | The Housing clearinghouse has more than 200 programs directed towards housing needs. Web site sponsored by HUD and provides information on a variety of first time home buyers programs. |
| Housing Trust of Santa Clara County | The Housing Trust of Santa Clara County has several housing programs. Go to . It offers a loan program of as much as $6,500 to cover closing costs or a down payment for low-income buyers. |
| Mortgage Credit Certificate Program | Mortgage Credit Certificate Program provides a credit on federal income tax for low-income buyers. (408) 299-5160. |
| Northern California Housing Coalition | Sponsored by the Northern California Housing Coalition. Directory of housing assistance programs for all of Northern California. |
| Proposition 46 Programs | California Housing and Development Department's Proposition 46 programs list: |
| Teacher Homebuyer Program | Teacher Homebuyer Program for full-time teachers in San Jose schools offers no-interest, no-payment loans. Go to or (408) 277-8486 or (408) 277-2266. |