CA COVID-19 Rent Relief

As of March 15, 2021, the state has begun to accept applications to distribute the first $2.6 billion of direct rental assistance. This was allocated to California from the December 2020 federal stimulus package. Tenants and housing providers will be eligible for up to a year of unpaid back rent (April 2020 through March 2021) and allow up to three months of future rent payments (April 2021 through June 2021), depending on the availability of funds. Both tenants and housing providers are eligible to apply if certain criteria are met. 

  • The program is voluntary for housing providers to participate and apply but they will only be able to receive up to 80% of unpaid back rent and must forgo the remaining 20%
  • Tenants of housing providers who do not opt into the program will be eligible to apply for a 25% payment of unpaid rent so they will be protected monthly from the eviction moratorium until it expires.

The bill prioritizes households with the highest need for rent relief, targeting households with less than 80% area median income (AMI) and utilizing rounds to prioritize those who need rent relief the most:

  • Round 1: Below 50% AMI or unemployed for 90 days.
  • Round 2: Income below 80% AMI and in a community disproportionately impacted by COVID-19.
  • Round 3: Everyone below 80% AMI not addressed in round 1 or 2 above.

The state has created a housing provider checklist and a tenant checklist for the requirements to complete a rental assistance application.

The portal that you can use to apply for state rental assistance is now live.

The City of San Jose and the County of Santa Clara will receive additional funds to implement local rental assistance programs. These local programs will give first priority to extremely low-income tenants making 30% or less of the Area Median Income (AMI). Local aid has been made available and applications are accepted at the same link as above.

The most recent federal stimulus package has been signed into law (American Rescue Plan) and will allocate additional funds to these rental assistance programs, as well as a homeowner assistance fund (mortgage assistance, unpaid utilities, and more).

In order to preserve their rights to seek damages and pursue unlawful detainer lawsuits against non-paying tenants after the expiration of the eviction moratorium on June 30, 2021, and their rights to apply for missed rent assistance, landlords must follow these procedures:

  • No later than February 28, 2021: Provide tenants who missed rent payments between April 1, 2020 through February 1, 2021 with an informational notice of the extension of the Act and the establishment of the rental assistance program. An example of this notice prepared by the California Department of Real Estate is available here. Landlords who do not timely provide this notice cannot serve tenants with a 15-Day Notice to Pay Rent or Quit (described below).
  • Each time a tenant fails to pay the rent due for a rental period (typically the first of the month), serve the tenant with:
  • (1) a “Notice from the State of California” – An example of this notice prepared by the California Department of Real Estate is available at this link.
  • (2) a blank “Declaration of COVID-19-Related Financial Distress” – An example of this notice prepared by the California Department of Real Estate is available at this link.
  • (3) a “15-Day Notice to Pay Rent or Quit” – An example of this notice prepared by the California Department of Real Estate is available at this link.
  • If the landlord has information on file that the tenant is a “high-income tenant” who makes over 130% of the median income in that county, they may request additional information proving the hardship. An example of this notice to be used in this circumstance prepared by the California Department of Real Estate is available at this link.

The California Association of REALTORS recently hosted a webinar on SB 91, which can be viewed here (required C.A.R. login).

Congressional leaders struck a deal Sunday on a nearly $900 billion coronavirus relief bill that will bring a new round of support to millions of Americans before year’s end. The bill passed both houses of Congress yesterday, and the President signed it into law earlier this week.

The agreement contains many priorities championed by NAR, including rental assistance, a fresh round of funding and simplified forgiveness for SBA loans, and more direct payments to Americans.

“Through this bill, our members will continue to have access to unemployment and small business assistance.  But perhaps one of the biggest wins is rental assistance, which we have fought hard for since the last major COVID-19 bill was passed in April. It will bring instant relief to both mom-and-pop property owners and American families in danger of going over a financial cliff at the end of the year,” says Shannon McGahn, chief advocacy officer for NAR.

“While this bill hit more traditional political obstacles than the ones passed earlier this year, it was always a must-pass bill,” McGahn says.  “One in five of our members took out a PPP loan. We made sure that Congress knew these items were critical to America’s 1.4 million REALTORS® and the economy as a whole.”

Specifically, the agreement reportedly:

  • Provides a new round of direct stimulus payments of $600 to most Americans including dependents
  • Extends all unemployment assistance, including the Pandemic Unemployment Assistance (PUA), through April 19, 2021, with a $300 weekly boost in payments through  March 14.
    • Unemployment benefits are extended to the self-employed
  • Provides an additional $284 billion for Paycheck Protection Program (PPP) loans and $20 billion for Economic Injury Disaster Loans (EIDL) grants
    • Allows certain eligible businesses to receive a second PPP loan
    • Creates a simplified forgiveness process for most PPP borrowers
    • Allows for deductibility of business expenses paid for with PPP funds
  • Provides $25 billion to the states through Sept. 30, 2022, for rental assistance and allows landlords to apply for funds on behalf of tenants
    • Includes payments for rent in arrears as well as utilities and other expenses related to housing
    • Extends federal eviction ban through the end of January
  • Provides $7 billion to states for broadband expansion, including $300 million for rural broadband
  • Provides new money for schools and vaccine distribution

Read more on NAR’s website about how this will impact your real estate business.

SCCAOR Supports MEASURE S Santa Clara Valley Water District Parcel Tax 2/3 Vote

 Safe, Clean Water, and Natural Flood Protection Program. 

Measure Language: 

“Shall the measure to renew the Safe, Clean Water and Natural Flood Protection Program which ensures public health and safety by:

  • protecting the drinking water supply, dams from earthquakes and climate change; 
  • reducing pollution, toxins, and contaminants in waterways; and 
  • providing flood protection; 

by renewing Santa Clara Valley Water District’s existing parcel tax without increasing rates, averaging $.006 per square foot annually as described in Resolution 20-64 until ended by voters, raising approximately $45,500,000 annually, with qualifying senior exemption, annual audits, independent citizen oversight be adopted?”

 

While this is the only local ballot measure that SCCAOR has taken a position on, we encourage you to review the full list of local ballot measures.

The Santa Clara County Association of REALTORS® (SCCAOR) is proud to announce endorsements for the following candidates for the City of San Jose General Election.

  • Incumbent Dev Davis for City Council District 6
  • Incumbent Lan Diep for City Council District 4

The SCCAOR Board of Directors recognizes these candidates as aligning with our mission as a pro-housing and property rights association and are proud to offer them our endorsement. To get involved in either candidate’s race or if you are interested in any promotional material, such as lawn signs, please contact the candidate on their campaign websites listed below.


Councilmember Davis is a proud homeowner in District 6 and wants to continue to make San Jose a great place to raise her family. She has been a champion of REALTOR Party values consistently defending private property rights and homeownership while making the necessary decisions to increase affordable housing. In her first term she has successfully eliminated barriers to building ADUs, facilitated new development of affordable housing for those most vulnerable such as veterans and seniors, while protecting existing neighborhoods and homeownership opportunities. In her second term Councilmember Davis plans to continue to protect home ownership and create more affordable housing for the most vulnerable populations to address the housing and homelessness crisis in our region.

“I am proud to receive the endorsement of SCCAOR for my re-election campaign. It has been an honor to serve as San Jose’s District 6 Councilwoman for nearly four years. Over this time, I have worked hard to be collaborative and to do what is best for the residents of District 6 and our city. There is more for us to do together, which is why I hope you will support my re-election.”
-Dev Davis

 


Councilmember Diep has called San Jose home for over 20 years. He is a true voice of his community and is consistently working to gather as much input from the District 4 constituents as possible. The Councilmember has been a consistent advocate for REALTOR® Party values, with a focus on increasing the housing supply in the City of San Jose. He strives to make it easier to get shovels in the ground; streamline our permitting process, reduce fees, and cut red tape so we can begin to increase our housing supply and reduce costs for everyone. Councilmember Diep will continue to work to build more housing of all types and affordability to ensure the right home exists for every person in the community.

 “I am honored to receive the endorsement of the Santa Clara County Association of REALTORS® as I continue to fight for a more accountable, transparent, and responsive San Jose. I’m proud of what I’ve accomplished, but I know there’s still so much more to do.”
-Lan Diep

 

The Santa Clara County Association of REALTORS® (SCCAOR) is proud to announce endorsements of Alex Kennett for re-election to the Santa Clara Valley Open Space Authority as the District 1 Director. The SCCAOR Board of Directors recognizes Alex as aligning with our mission as a pro-housing and property rights association and are proud to offer him our endorsement.

“I am proud to receive the endorsement from SCCAOR and continue to represent the real estate industry as I serve on the Open Space Authority.”
-Alex Kennett

Alex is a member of SCCAOR and a past Chair of the Local Government Relations Committee. He has a strong understanding of REALTOR party values making him a great choice to continue to serve on the Open Space Authority. Alex is a long time resident of south county and knows the region very well. This gives him the expertise to understand the important balance between protecting our region’s valuable green space and facilitating new housing development in the right areas.

The Santa Clara County Association of REALTORS® (SCCAOR) is proud to announce endorsements for the following candidates for the City of Santa Clara General Election.

  • City of Santa Clara District 4 Incumbent Councilmember Teresa O’Neil
  • City of Santa Clara District 5 Council Candidate Bob O’Keefe
  • City of Santa Clara District 6 Council Candidate Anthony Becker

The SCCAOR Board of Directors recognizes these candidates as aligning with our mission as a pro-housing and property rights association and are proud to offer them our endorsement. To get involved in either candidate’s race or if you are interested in any promotional material, such as lawn signs, please contact the candidate on their campaign websites listed below.


Councilmember O’Neill is a longtime resident of Santa Clara and cares deeply about the community and the residents. She believes her primary duty is to represent the residents of Santa Clara. She believes that a solid economic foundation is critical to the ongoing success of Santa Clara. Her top priorities include focusing on the economic recovery and growth needed after the COVID-19 pandemic and increasing the availability and affordability of housing in the City of Santa Clara.

“I am very pleased to have the support of the Santa Clara County Association of REALTORS®. I hope we can work together to find better ways to make sure everyone in Santa Clara County has a home. This is such a difficult challenge and we need all hands on deck to find a solution.”
-Teresa O’Neill

 


Bob is a proud native of the City of Santa Clara and now is ready to serve the City he has called home and loved for many years. He has a passion for public service as a retired Lieutenant of the CA Highway Patrol, Board Member of the Old Quad Residents Association, and former member of the Neighborhood – University Subcommittee. Bob is committed to re-vitalizing the downtown core and building more affordable ownership housing opportunities in the City of Santa Clara.

 “I consider SCCAOR a vital community stakeholder and look forward to a long and engaging relationship.”
-Bob O’Keefe

 


Anthony is a lifelong Santa Claran and current member of the Planning Commission. He is ready to take his public service to the next level by representing District 6 as their Councilmember. His background on the Planning Commission gives him the expertise needed to continue to increase development opportunities in the City of Santa Clara. Anthony has seen the cost of living in the region skyrocket during his life and wants to make housing more affordable and available for all residents. He is supportive of facilitating more mixed use housing development by reducing barriers to construction such as a cumbersome planning process, complex fees, and unnecessary requirements such as parking minimums.

 

The Santa Clara County Association of REALTORS® (SCCAOR) is proud to announce endorsements for the following candidates for the City of Milpitas General Election.

  • Incumbent Bob Nunez for City Council
  • Incumbent Anthony Phan for City Council

The SCCAOR Board of Directors recognizes these candidates as aligning with our mission as a pro-housing and property rights association and are proud to offer them our endorsement. To get involved in either candidate’s race or if you are interested in any promotional material, such as lawn signs, please contact the candidate on their campaign websites listed below.


Vice Mayor Nunez is a longtime resident and homeowner in the City of Milpitas and brings the expertise needed to represent the Milpitas community. He is a staunch supporter of private property rights and has always supported REALTOR® Party values. Bob wants to bring more affordable housing to the City of Milpitas so everyone has the opportunity to be a part of the community.

“I am honored to receive the endorsement of SCCAOR and continue to work together to accomplish one of my main priorities of building more housing for all income levels in the City of Milpitas.”
-Bob Nunez

 


Councilmember Phan has a passion and enthusiasm for public service and is the right choice to continue to serve the City of Milpitas. He has been supportive of REALTOR® Party values and protecting private property rights in the City of Milpitas. One of Anthony’s main priorities to continue to focus on is building more housing in the City of Milpitas. He wants to remove barriers to development with new ideas such as density bonuses, streamlined permitting processes, and reducing parking requirements

“I’m truly honored to receive the endorsement of SCCAOR. During a time of unprecedented uncertainty in the economy, I believe experienced leadership is critical in ensuring the safety of our communities and neighborhoods and bringing our economy back on the right track. I look forward to continuing working closely with SCCAOR in expanding opportunities and creating incentives for our shared economy to thrive once again.”
-Anthony Phan

 

The Santa Clara County Association of REALTORS® (SCCAOR) is proud to announce endorsements for the following candidates for the City of Gilroy General Election.

  • Councilmember Marie Blankley for City of Gilroy Mayor
  • Councilmember Fred Tovar for Gilroy City Council
  • Candidate Danny Mitchell for Gilroy City Council
  • Candidate Zach Hilton for Gilroy City Council 

The SCCAOR Board of Directors recognizes these candidates as aligning with our mission as a pro-housing and property rights association and are proud to offer them our endorsement. To get involved in either candidate’s race or if you are interested in any promotional material, such as lawn signs, please contact the candidate on their campaign websites listed below.


Marie was raised in the City of Gilroy and is now a proud home and business owner in the community. During her time on the City Council she has consistently advocated to protect private property rights and increase housing supply. She is a strong advocate of ADU production. It creates valuable infill affordable housing stock for young professionals and senior citizens while protecting neighborhoods. As a CPA she brings expertise to economic recovery and growth, which is a main component of her platform. She also supports continuing to facilitate smart housing growth available for residents of all income levels and holding study sessions with the public and County to address the issue of homelessness. 

“I’m proud to be endorsed by SCCAOR and of all the work they do to support property rights.”
-Marie Blankley

 


Fred is running for a second term on City Council to continue to develop the future of the community and support the vision residents have for the future. He pledges to continue to focus on the revitalization of downtown Gilroy, economic growth and recovery, and improving the overall quality of life for the community. Fred’s long term plan for the future of Gilroy includes ensuring enough housing supply exists at all income levels and making homeownership more affordable and accessible.

“I am proud to receive the endorsement of SCCAOR for my re-election campaign. I am committed to ensuring that Gilroy continues to be a wonderful place to live for all people.”
-Fred Tovar


Danny has called the community of Gilroy home for over 60 years. As a proud homeowner and prominent figure in the local business community he has a great understanding of what is best for the City of Gilroy. Danny is a strong proponent of smart growth and planning to ensure connectivity between neighborhoods, parks, services, and job centers. He supports projects that provide a good mix of affordable housing helping Gilroy to meet Regional Housing Needs Allocation (RHNA) goals. Danny’s other key platform issues include economic growth with a fiscal focus, public safety, and recreation services.

“I want to thank the Santa Clara County Association of REALTORS® for their endorsement of my campaign. I will work with SCCAOR to support their efforts to jointly work with our city and our local community to provide professional support and assist our residents with their housing needs.”
-Danny Mitchell


 

As a firefighter and the Chair of the Gilroy Bicycle Commission Zach has a true passion for public service. He is proud to raise his family in the City of Gilroy and is ready to take the next step to represent the community by serving as a Councilmember. Zach’s main issues of focus are affordable housing for all, safe communities, local economic development, quality education, and active transportation. He is a major proponent of liveable, walkable, bikeable communities in Gilroy by promoting a downtown with housing, retail, dining, job centers, and a strong transportation network. Zach is a strong supporter of increasing ADU development as an important form of missing middle housing and increasing affordable ownership housing stock such as duplexes, townhomes, and condos.

“I am honored to receive the endorsement from the Santa Clara County Association of REALTORS®. I look forward to building a partnership with SCCAOR where we can make Gilroy Livable For All, while ensuring that we protect and promote homeownership and private property rights.”
-Zach Hilton

The Santa Clara County Association of REALTORS® (SCCAOR) voted to endorse incumbent Larry Carr for City of Morgan Hill District A Councilmember. The SCCAOR Board of Directors recognizes Larry as aligning with our mission as a pro-housing and property rights association and are proud to offer him our endorsement. To get involved in Larry’s re-election campaign or if you are interested in any promotional material, such as lawn signs, please contact the candidate on their campaign website listed below.

Councilmember Carr is a longtime resident and homeowner in the City of Morgan Hill. Growing up in Morgan Hill and raising a family of his own in the City has allowed Larry several years of expertise to understand what is best for his community. His main priority is to facilitate the smart growth of Morgan Hill that creates housing availability for everyone, while creating job opportunities and protecting valuable open space in the region. Other priorities include economic recovery from the COVID-19 pandemic to safely reopen businesses, public safety, and equity throughout the community.

Upon receiving this endorsement, Councilmember Carr said that he is “honored to have the endorsement of SCCAOR and continue to work together to serve the City of Morgan Hill.”